Compcheck.ai
Public Record Comps. Built for Loan Officers.
Validate online values. Identify off-MLS sales. Set borrower expectations before the appraisal arrives — not after. Disclosure-state ready. Free with HeyValueTest.com registration.
What It Does
The comp tool for everyone without an MLS login.
Compcheck.ai is public record comp research designed specifically for loan officers and for agents working outside their primary MLS coverage area. It uses public record data — including off-MLS sales — to give you a defensible pricing picture without requiring local MLS membership.
It’s the tool that lets you walk into a borrower conversation with real comps instead of a Zillow estimate. And it’s the tool that closes the gap on transactions where the agent is licensed in one state and the property sits in another.
Key Features
What's included
- Public record comp research — no MLS membership required
- Identify off-MLS sales other tools miss
- Validate online values before the borrower trusts them
- Disclosure-state ready
- Reduce deal-killing appraisal surprises
- Share AI-powered research links with agent partners
Who it's for
Built for loan officers — and any agent working without local MLS access.
Compcheck.ai is the daily driver for loan officers who need to validate values, prepare borrowers, and protect transactions without depending on local MLS membership. It’s also the right tool for agents licensed in markets they don’t have direct MLS access to — common in cross-state transactions, investor-focused brokerages, and referral-driven practices.
How It Works
Step 1
Register free at HeyValueTest.com.
One registration unlocks Compcheck.ai and three other tools. Under 2 minutes.
Step 2
Pull a property.
Enter the address. Compcheck.ai pulls public record sales — including off-MLS transactions — and runs them through appraisal-grade filtering.
Step 3
Use the report.
Validate the AVM the borrower is quoting. Prepare them for what the appraiser is likely to find. Share the link with your listing agent partners.
Frequently Asked Questions
Do I need an MLS membership to use Compcheck.ai?
No. Compcheck.ai is built specifically for users without local MLS access. It uses public record data — including off-MLS sales — to produce defensible comp research.
What's a 'disclosure state' and why does it matter?
Disclosure states require sale prices to be recorded in public records. Compcheck.ai is fully ready for these markets and pulls accurate sale data wherever it’s available.
How accurate is public record data compared to MLS data?
In disclosure states, public record sale prices are highly accurate — that’s the same data the appraiser will pull. In non-disclosure states, public record data is more limited; in those markets, MLS-driven tools like Valuetest.ai will give you a more complete picture if you have MLS access.
Can I share reports with my agent partners?
Yes. Sharing AI-powered research links with listing agent partners is one of the highest-value uses of Compcheck.ai — it positions you as the expert on pricing and the appraisal process and turns first-touch agent relationships into ongoing referrals.
Which states have the best public record coverage?
Disclosure states (where sale prices are required to be recorded) have the most accurate public record data. Compcheck.ai is fully ready for these markets. In non-disclosure states, public record data is more limited; if you have MLS access there, Valuetest.ai will give a more complete picture.
How current is the public record data?
As current as the county records that feed it. Public record data typically updates within days to weeks of a recorded transaction, depending on the jurisdiction.
Does Compcheck.ai integrate with my LOS or CRM?
Reports can be exported and attached to your LOS or CRM workflow. For deeper integrations, contact us to discuss.
Is this an alternative to CRS Data or other public-record-only tools?
Compcheck.ai uses public record data plus appraisal-grade filtering and AI similarity scoring — most public-record lookup tools provide raw data without analysis. Compcheck applies methodology so you walk away with usable comps, not a list to sort manually.