AI Appraisal Assistant
Appraisal Guidelines. Instant Answers.
Stop digging through 400-page handbooks.
Most agency guideline questions have a clear, citable answer somewhere in the Fannie Mae Selling Guide, the Freddie Mac Single-Family Seller/Servicer Guide, the FHA Handbook 4000.1, or the VA Lender’s Handbook. Finding it can take 20 minutes. Citing it correctly can take longer.
The AI Appraisal Assistant gives you the answer in seconds. Ask a question in plain English. Get a guideline-grounded response with the specific section reference. Use it for daily file work, ROV support, training new team members, or putting the right answer in front of an underwriter.
What's included
- Trained on Fannie Mae, Freddie Mac, FHA, and VA handbooks
- Instant answers to appraisal guideline questions
- Reconsideration of Value (ROV) support workflows
- Private-labeled options for lender clients
- Free with your HeyValueTest.com registration
Built for the people who deal with guidelines daily.
Loan officers, processors, underwriters, and appraisal-savvy agents all use the AI Appraisal Assistant the same way: instead of hunting through handbooks, they ask the question and get an answer they can cite. ROV requests in particular get faster — the AI helps you build the argument with the right guideline references attached.
How It Works
Step 1
Register free at HeyValueTest.com
One registration unlocks the AI Appraisal Assistant and three other tools.
Step 2
Ask your question
Plain English. Specific or general. The AI pulls from the relevant agency handbook and returns a guideline-grounded answer.
Step 3
Cite, send, or save
Use the response in your file notes, ROV submission, training documentation, or borrower conversation.
Frequently Asked Questions
What guidelines does it cover?
Fannie Mae Selling Guide, Freddie Mac Single-Family Seller/Servicer Guide, FHA Handbook 4000.1, and the VA Lender’s Handbook. We update training data as agency guidance changes.
Can I use it for Reconsideration of Value support?
Yes. ROV support is one of the most common use cases. The AI helps you frame the request, identify the relevant guideline references, and structure the comp argument.
Is the response something I can cite to an underwriter?
The AI returns guideline references with each response. Always verify the citation against the current published version of the agency guideline before formal submission — agency guidance changes regularly.
Can lenders private-label this for their teams?
Yes. Private-labeled deployments are available for lender clients. Contact us to discuss.
Can I use it for FHA-specific appraisal questions?
Yes. The AI Appraisal Assistant is trained on the FHA Handbook 4000.1 in addition to Fannie Mae, Freddie Mac, and VA guidance.
How is this different from asking ChatGPT?
General-purpose AI like ChatGPT isn’t trained specifically on agency appraisal handbooks. The AI Appraisal Assistant is — and returns guideline references with each response so you can cite the actual section.
Does it stay current with agency guideline changes?
We update training data as agency guidance changes. Always verify the citation against the current published version of the agency guideline before formal submission — agency guidance can change between updates.
Can my whole team use one account?
Each Standard Plan registration is for an individual user. For team deployments — including private-labeled versions for lender clients — contact us to discuss.